Guide
In most states a lessee stands in the buyer's shoes: same presumption, same notice, and a refund that terminates the lease without early-termination penalties (Iowa's formula even prices the deduction off the lessor's actual lease price plus 2%). Your repair log counts exactly like an owner's.
The exceptions are absolute in Alaska (purchases only), South Dakota (no lessees), and nearly so in Missouri (lease-purchase only), Nevada and West Virginia (lessees appear not covered), Mississippi (lease-purchase only) and Colorado (leases not covered). If you lease in one of those states, the warranty and the federal Magnuson-Moss Act are your instruments, and the log matters even more.
Two lease-specific habits: notify the lessor as well as the manufacturer (some statutes run notice to both — New Hampshire's notice names the manufacturer and the lessor), and never stop lease payments over the defect: in New Hampshire and Vermont, stopping payment can forfeit the remedy itself.
The repair-log tracker, your state's notice letter, the buyback worksheet, and your deadline calendar.
Information, not legal advice. Checked October 23, 2026.